<?xml version="1.0" encoding="UTF-8"?>
<!--Sample XML file generated by XMLSpy v2010 rel. 3 sp1 (http://www.altova.com)-->
<FinancialTransaction xsi:schemaLocation="http://www.irs.gov/efile FinancialTransaction.xsd" xmlns="http://www.irs.gov/efile" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
<RefundDirectDeposit>
	<RoutingTransitNumber>075000022</RoutingTransitNumber>
	<BankAccountNumber>01234567890123456</BankAccountNumber>
	<Checking>X</Checking>
	<NotIATTransaction>X</NotIATTransaction>
</RefundDirectDeposit>
</FinancialTransaction>
